Howard’s experience in insurance and civil litigation traces back to 1981 when he worked as law clerk during law school. For the next two and a half decades his practice included prosecuting and defending first party insurance cases for varied property damage and business interruption issues, analyzing complex insurance coverage issues under property & liability insurance policies and handling insurance agent and broker E&O claims and lawsuits. He handles matters relating to a variety of insurance policies – both personal and commercial – including liability and first party policies as well as life and disability. He also has significant experience litigating complex coverage issues under performance bonds.

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   Howard has represented insurers and insureds as well as insurance agents and brokers in both state and federal court proceedings and has been admitted to practice before the Supreme Court of the United States. He provides advice to insurance agents and brokers on loss prevention, regulatory and licensing issues. He handles lawsuits from their claim stage, through to trial including personally handling any appeals.

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   He is the author of Fidelity and Suretyship, part of the definitive multi-volume set on New York Insurance Law and numerous articles on insurance and E&O related issues.

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   As a New York County Certified Fee Arbitrator he is called upon to assist in resolving fee disputes between attorneys and their clients.

As a law school active alumnus he acts as a mentor for current students and recent graduates with regard to teaching them the realities of New York civil litigation with a focus on insurance litigation and he sponsors qualified alumni for admittance to the bar of the United States Supreme Court.

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Practice Areas:

• Insurance Agents and Brokers

• Insurance Coverage

• Excess Monitoring

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